Stephany Kirkpatrick is the Founder & CEO at Orum, a platform for frictionless money movement. By leveraging its exclusive intelligence for predictive funds availability, Orum is building an infrastructure layer to maximize the financial potential of every American household. "As the daughter of an immigrant, I dedicated my career to thinking about how to help those that have less, have more. That’s a big part of what led me to start Orum,” Stephany shares. Orum handles the c